Welcome to the Judi Health Partner Summit

When we co-founded Capital Rx nine years ago, two unwavering principles drove us: providing conflict-free pharmacy benefit administration services, and delivering clear drug pricing to employers. As the story goes, to do everything we wanted and provide exceptional service, too, we had to build Judi®. At the time, the industry really wasn’t ready to listen. The idea of building a modern health benefits platform was met with skepticism, even outright dismissal. Thankfully, we stayed the course, committed to pushing for transparency no matter how uphill the battle felt, and in 2021 we launched a platform that we now know can do far more than we originally imagined.

By 2022, the "Age of Confusion" had taken hold. Healthcare companies faced mounting scrutiny, and the cracks in the system became impossible to ignore. Employers, frustrated by rising costs, started questioning the so-called savings they were promised. Actuaries pointed out the glaring disconnect between positive trend reports and the reality of unsustainable savings claims. The status quo was unraveling.

Now, we’ve entered the "Age of Acceptance." Incumbents, once dismissive, are mimicking the very model we pioneered at Capital Rx. Pharma is pushing back with direct purchasing models. If there’s one thing we’ve learned, it’s that when an incumbent starts to adopt a challenger’s playbook, you know the industry has turned a corner. We will not rest now that we’ve reached this era, as there is so much more work to do, and we can bring what we’ve learned in pharmacy to the medical space – and vision and dental, too.

This is our third annual Partner Summit, and the focus is execution. We’re excited to answer difficult questions and share both practical and innovative ideas.

Thank you for being here, and for building what healthcare should become with us.

AJ Loiacono

Co-Founder & CEO

Ryan Kelly

Co-Founder & CTO