We don't make money when you spend more money.
Every dollar of savings flows directly back to your plan, with complete visibility into your costs, performance, and data. Because a truly transparent partner has nothing to hide.


What you gain:
Pricing you can verify
Drug costs are benchmarked against NADAC, a federally published dataset calculated from real pharmacy acquisition data, so any plan fiduciary can audit the numbers directly without relying on what the PBM tells them.
One fee, no spread
Judi Rx earns a single flat administrative fee, with nothing retained on drug spend and nothing kept from manufacturer rebates. The business model only works when your costs go down.
Your data, in full
Claims, rebates, and network reimbursements are accessible in real time at the drug level, with no licensing fee and no restricted export format standing between you and your data.
Connected to the full picture
Judi Rx runs alongside Judi Care on the same platform, so pharmacy and medical data share one system of record and clinical decisions reflect the full member picture.
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Two business models. Only one of them works for you.
Member service
A member app designed for ease of use and real-time access to information
Clean and user-friendly design and interface. It offers comprehensive functionality for member access to all key aspects of the pharmacy benefit:
Find a prescription at a nearby pharmacy
See real-time prior authorization status updates
View deductible levels
Available for iOS & Android
customer care
Putting plan members first, always
Expertise matters in customer care, especially for pharmacy benefits. Arming Pharmacy Technician Certification Board (PTCB) certified pharmacy technicians and other healthcare professionals with modern, AI-powered technology yields incredible results.
THE JUDI® PLATFORM
Everything you need for pharmacy benefits, built on one platform.
Judi Rx runs on Judi®, a modern cloud-based administration platform built to be unified, flexible, and scalable.
Medical, pharmacy, vision, and dental claims adjudicate on a single system, with plug-and-play modules that configure to your network, benefit design, and plan requirements. Every capability shares the same data layer, so nothing falls through the cracks when you need answers.
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Don’t take our word for it
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One standard for every plan sponsor we serve

SMBs through jumbo employers and labor funds. Full plan configurability and a fiduciary model that works as hard as your benefits budget demands.

Commercial, Medicare, and Medicaid plans that need a PBM built for their infrastructure, not the other way around. Data on demand, no filing a request to see it.

A PBM model you can put in front of any client with confidence. The pricing is verifiable, the data is accessible, and there are no conflicts buried in the contract.
More from Judi Health
Latest insights

FAQ
Frequently asked questions
Did Capital Rx rebrand to Judi Rx?
Yes. Capital Rx is now Judi Rx. The rebrand reflects our evolution as part of Judi Health, a unified healthcare technology company. While our name has changed, our leadership, technology, products, and commitment to transparent pharmacy benefits remain the same.
What is a transparent PBM?
A transparent PBM operates differently from a traditional one is one fundamental way: it doesn’t earn revenue on drug spend.
That means no spread pricing, no retained rebates, and no proprietary pricing lists the plan can’t audit. To us, transparency isn’t a feature you opt into, but how the business model should be built from day one.
How does PBM pricing work, and how does a transparent model change it?
Most traditional PBM contracts are built on AWP (Average Wholesale Price, a benchmark that doesn’t reflect what pharmacies pay for drugs and leaves room for markup the plan sponsor can’t see.
We price on NADAC, a federally published benchmark derived from real pharmacy acquisition data, applied consistently across every client and every claim. There are no proprietary pricing indexes or variation by account, so what the plan sees is what it pays.
What is the difference between a fiduciary PBM and a traditional PBM?
Under ERISA, plan sponsors have fiduciary responsibilities to their members, which means the PBM they choose matters more than most realize.
A traditional PBM profits from higher drug spend and restricted data, putting plan sponsors in the position of being accountable for outcomes they can’t fully see. A fiduciary-aligned PBM removes that conflict entirely. The administrative fee we earn doesn’t change based on what your plan spends.
How does Judi Rx reduce pharmacy benefit costs?
Pricing is where most conversations start, and we address it directly through NADAC-based benchmarks, full rebate pass-through, and transparent network reimbursement.
But the bigger opportunity to reduce pharmacy benefit costs is usually in drug mix: which medications get dispensed, at what quantity, and through which channel. Our clinical programs and real-time data access put that layer of cost in front of the people responsible for managing it.

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