The transparent model for pharmacy benefits.

One administrative fee. Full data access. A model built to lower your costs, not hide them.
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100%
Rebate Pass-Through
62K+
Pharmacy Network
97%
First-Call Resolution
>84
Member NPS
THE JUDI RX™ MODEL

We don't make money when you spend more money.

Our sole source of revenue is a flat administrative fee per claim. We've taken our hands out of the cookie jar. No spread pricing, no retained rebates, and no revenue tied to your drug spend.

Every dollar of savings flows directly back to your plan, with complete visibility into your costs, performance, and data. Because a truly transparent partner has nothing to hide.

What you gain:

Pricing you can verify

Pricing you can verify

Drug costs are benchmarked against NADAC, a federally published dataset calculated from real pharmacy acquisition data, so any plan fiduciary can audit the numbers directly without relying on what the PBM tells them.

One fee, no spread

One fee, no spread

Judi Rx earns a single flat administrative fee, with nothing retained on drug spend and nothing kept from manufacturer rebates. The business model only works when your costs go down.

Your data, in full

Your data, in full

Claims, rebates, and network reimbursements are accessible in real time at the drug level, with no licensing fee and no restricted export format standing between you and your data.

Connected to the full picture

Connected to the full picture

Judi Rx runs alongside Judi Care on the same platform, so pharmacy and medical data share one system of record and clinical decisions reflect the full member picture.

JUDI RX VS TRADITIONAL PBMs

Two business models. Only one of them works for you.

A transparent PBM and a traditional one aren’t built the same way. Transparency starts with alignment. When incentives are aligned, better decisions, lower costs, and better outcomes follow.
No Spread Pricing:
100% of our profit is derived from our fully-disclosed administrative fees.
No Dispensing Profit:
Profit is fully de-linked from drug dispensing.
NDC-Level Rebate Reporting:
Full visibility into drug-level economics.
Comprehensive Audit Rights:
Audit financials, operations, and rebates.
Low-Net-Cost Formulary:
Lower costs, less waste, better outcomes.
Non-Exclusive Carve-Out Rights:
Flexibility to pursue virtually any future strategy.
Traditional models
Spread Pricing:
Hidden margins drive PBM profit.
Dispensing-Based Revenue:
More prescriptions can mean more profit.
Limited Rebate Visibility:
Little insight into drug-level economics.
Restricted Audit Access:
Key financial details remain difficult to verify.
Rebate-Driven Formularies:
High rebates can outweigh lowest net cost.
Vendor Lock-In:
Rigid contracts limit future flexibility.

Member service

A member app designed for ease of use and real-time access to information

Clean and user-friendly design and interface. It offers comprehensive functionality for member access to all key aspects of the pharmacy benefit:

Find a prescription at a nearby pharmacy

See real-time prior authorization status updates

View deductible levels

Available for iOS & Android

customer care

Putting plan members first, always

Expertise matters in customer care, especially for pharmacy benefits. Arming Pharmacy Technician Certification Board (PTCB) certified pharmacy technicians and other healthcare professionals with modern, AI-powered technology yields incredible results.

0%
Implementation Success
0%
Client Retention
>0
Client Net Promoter Score
>0
Member Net Promoter Score
Inc Regionals
INC
Deloitte
EY
CRAINS
NCQA
Aicpa 1
Surescripts
Urac
Aicpa
Hitrust

THE JUDI® PLATFORM

Everything you need for pharmacy benefits, built on one platform.

Judi Rx runs on Judi®, a modern cloud-based administration platform built to be unified, flexible, and scalable.

Medical, pharmacy, vision, and dental claims adjudicate on a single system, with plug-and-play modules that configure to your network, benefit design, and plan requirements. Every capability shares the same data layer, so nothing falls through the cracks when you need answers.

Pricing & transparency
NADAC-based pricing, no spread pricing, NDC-level rebate reporting, and comprehensive audit capabilities provide complete visibility into pharmacy economics.
Claims processing
Real-time claims processing and administration on a modern platform built to support organizations of any size.
Network & formulary
Access to a network of more than 62,000 pharmacies and flexible formulary management tools designed to support low-net-cost benefit strategies.
Reporting & analytics
On-demand dashboards, reporting applications, and data analytics provide visibility into claims, utilization, rebates, and performance trends.
Clinical programs
Integrated support for utilization management, cost containment, patient safety, population health, and quality programs, all powered by the same platform.
Member experience
24/7/365 domestic support, PTCB-certified pharmacy technicians, real-time member tools, and a 97% first-call resolution rate deliver a world-class experience.
Pharmacy Benefit Management
Medical, Dental, Vision Administration
CLIENT RESULTS

Don’t take our word for it

"We thought at the time we had a good handle on our pharmacy benefit, but once we moved to a transparent model, it became clear how many assumptions we were making."
Julia Bryan
SHRM-SCP, Benefits and Compensation Manager, Subaru of Indiana Automotive
“They’re dedicated, service-oriented, and have really driven everything we needed.”
Trudi McKenna
CFO Southern New England Healthcare Organization
“They ride the crest of the wave in the PBM market. A PBM that other PBMs need to look out for.
Maria Scheeler
Executive Director, Teamsters Health and Welfare Fund

Ready to see what a transparent PBM looks like?

Talk to our team and we’ll show you the full picture, from pricing and reporting to our award-winning member experience.

Talk to Our Team
Talk to Our Team

Latest insights

FAQ

Frequently asked questions

Did Capital Rx rebrand to Judi Rx?

Yes. Capital Rx is now Judi Rx. The rebrand reflects our evolution as part of Judi Health, a unified healthcare technology company. While our name has changed, our leadership, technology, products, and commitment to transparent pharmacy benefits remain the same.

What is a transparent PBM?

A transparent PBM operates differently from a traditional one is one fundamental way: it doesn’t earn revenue on drug spend.

That means no spread pricing, no retained rebates, and no proprietary pricing lists the plan can’t audit. To us, transparency isn’t a feature you opt into, but how the business model should be built from day one.

How does PBM pricing work, and how does a transparent model change it?

Most traditional PBM contracts are built on AWP (Average Wholesale Price, a benchmark that doesn’t reflect what pharmacies pay for drugs and leaves room for markup the plan sponsor can’t see.

We price on NADAC, a federally published benchmark derived from real pharmacy acquisition data, applied consistently across every client and every claim. There are no proprietary pricing indexes or variation by account, so what the plan sees is what it pays.

What is the difference between a fiduciary PBM and a traditional PBM?

Under ERISA, plan sponsors have fiduciary responsibilities to their members, which means the PBM they choose matters more than most realize.

A traditional PBM profits from higher drug spend and restricted data, putting plan sponsors in the position of being accountable for outcomes they can’t fully see. A fiduciary-aligned PBM removes that conflict entirely. The administrative fee we earn doesn’t change based on what your plan spends.

How does Judi Rx reduce pharmacy benefit costs?

Pricing is where most conversations start, and we address it directly through NADAC-based benchmarks, full rebate pass-through, and transparent network reimbursement.

But the bigger opportunity to reduce pharmacy benefit costs is usually in drug mix: which medications get dispensed, at what quantity, and through which channel. Our clinical programs and real-time data access put that layer of cost in front of the people responsible for managing it.

It's time to build your benefits, your way.

Talk to our team and we’ll show you the full picture, from pricing and reporting to our award-winning member experience.

Talk to our experts
Talk to our experts